Google Checkout API and Payment Processing
Google Pay - Enabling liability shift for eligible Visa device token transactions globally- Google Developers Blog

Google Pay - Enabling liability shift for eligible Visa device token transactions globally- Google Developers Blog

2/14/2024 · Dominik Mengelt, Florin Modrea

What this post added

This post announces the general availability of liability shift for Visa device tokens for Google Pay globally. It details what liability shift is, how to identify eligible transactions via the `eciIndicator` value (specifically '05'), and the enrollment process for merchants. It also outlines ineligible merchants (by MCC code in the US) and ineligible transactions (e.g., `totalPrice=0`, hardcoded `totalPrice`, currency mismatches). The post emphasizes that Google Pay API transactions with Visa device tokens are qualified for liability shift at facilitation time if conditions are met, but can be downgraded during authorization. It also provides links to documentation, sample applications, and developer resources for Google Pay integration.

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